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A page each from Harish Hande and Naveen Krishna

Vishy KurugantiMay 31, 20123 mins

A vegetable cart seller in Bangalore (Pic: courtesy blog.travelpod.com) Recently, Harish Hande wrote a cogent and passionate article on Forbes India. The main point in his article is that businesses…

Understanding moral hazards, moral imperatives and informal insurance

Understanding moral hazards, moral imperatives and informal insurance

Vishy KurugantiMay 31, 20123 mins

I recently re-read Chapter 6 of Poor Economics (Barefoot Hedge-Fund Managers) because I was looking for a savings intervention RCT. I haven’t found that RCT yet but a related story — about how the…

Understanding the medieval battle for Uttar Pradesh

Vishy KurugantiFebruary 06, 20122 mins

Scene from UP’s Kushinagar – constituency with most # of criminal background candidates (Pic: courtesy bbc.co.uk) Last week we learnt, from a perusal of an Association for Democratic Reforms (ADR…

Top Takeaways from Banerjee and Duflo's Poor Economics

Vishy KurugantiNovember 18, 20114 mins

Pic: courtesy Pooreconomics.com If you’ve been following this blog for sometime, you know that I consider Abhijit Banerjee and Esther Duflo’s Poor Economics as a bible of sorts — to understand poverty…

Borrowing from MFI to save for daughter's dowry?

Vishy KurugantiNovember 14, 20112 mins

SKS Microfinance Ltd, India’s largest and only listed microlender, said its losses widened in the second quarter from the preceding three months as repayment rates in Andhra Pradesh, its biggest…

Stanford Graduate School of Business Launches Institute to Alleviate Poverty

Vishy KurugantiNovember 06, 20113 mins

SIIDE benefactors: Robert & Dorothy King (Pic: courtesy news.stanford.edu) The Stanford Graduate School of Business (GSB) has established the Stanford Institute for Innovation in Developing Economies…

Voting in developing countries dominated by ethnicity? Banerjee and Duflo answer with.. (yes) a RCT

Vishy KurugantiOctober 28, 20112 mins

In the diverse melting pot that is the great Indian democracy, we all know the strong role ethnicity plays in deciding elections. In their book Poor Economics, Abhijit Banerjee and Esther Duflo write…

Psychology of Savings – How the Poor Save to Buy Fertilizer

Vishy KurugantiOctober 21, 20114 mins

In chapter 8 (Saving Brick by Brick) of Poor Economics, Banerjee and Duflo delve into the subject of savings – the psychology behind why a majority of the poor find it incredibly hard to save and how…

Does Microcredit work for the urban poor? Banerjee and Duflo Answer

Vishy KurugantiOctober 13, 20114 mins

In chapter 7 of Abhijit Banerjee and Esther Duflo’s Poor Economics, they delve into the economics of lending to the poor and, among other things, proceed to answer the question “Does Microfinance work…

Operation Magic Carpet and what it can teach us about reengineering education

Vishy KurugantiOctober 06, 20112 mins

Ethiopian Immigrants Waiting In A Camp Before Immigrating To Israel (Pic: courtesy www.israelimages.com) In Abhijit Banerjee and Esther Duflo’s book Poor Economics, they describe a remarkable social…

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